The #1 Insurance Appraisal Service in Wauseon!

Choose the #1 Insurance Appraisal Service in Wauseon for unmatched expertise and objectivity in real estate valuation. Our independent appraisers excel in personalized, unbiased property assessments, untethered by the constraints typical of lender-focused appraisals.

Benefit from our deep market insight and flexible methodology, ideal for homeowners seeking accurate valuations for legal, tax, or personal purposes, free from any conflict of interest.

  • Driven By Integrity
  • Rising Above
  • Beyond The Basics
SRA designation Appraisal Institute

Insurance Appraisal In Wauseon

Do you need an
insurance appraisal in Wauseon? With our expertise in real estate valuation, we specialize in delivering accurate and reliable appraisals to insurance companies. Our commitment to excellence ensures that you receive the highest level of service for all your appraisal needs.

At Altermatt Appraisal Services LLC, our team of experienced appraisers utilizes both the cost approach and sales comparison approach to determine the value of a property in the event of a total loss. We assess the replacement cost, taking into account specific details such as the quality of materials, labor expenses, and prevailing market conditions. 

Our dedication to accuracy and timely delivery has earned us a reputation as a trusted partner within the insurance industry. Our reports adhere to industry standards set forth by The Appraisal Foundation and Appraisal Institute, ensuring that you receive the accurate and reliable information necessary for informed decision-making.

Whether you require an appraisal for a single-family home, condominium, or multi-family property, our team is equipped to handle all types of residential properties. Contact Altermatt Appraisal Services LLC today and let us exceed your expectations with our exceptional insurance appraisal services.

Find the Right Appraisal For You

As the market changes, the need for accurate and timely valuations has never been more important.

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Bill Altermatt, SRA

Why Work With Us?

When it comes to hiring an appraiser, their experience matters. There’s just one thing you should keep in mind: not all “experience” is the same. Hi, I’m Bill Altermatt – owner of Altermatt Appraisal Services and an SRA designated member of the Appraisal Institute. Having worked in this business for 20 years, I can tell you that not all experience is created equal. The education and training provided by the Appraisal Institute is the gold standard for the appraisal profession.

Of the nearly 3000 credentialed appraisers in the state of Ohio, less than 100 have earned the SRA designation.

So here is my promise to you: I will begin by defining the scope of work so we can provide the right service to fit your needs. I will take the time to answer all of your questions and make sure your assignment is prioritized once agreed upon. In the end I will provide you with a market supported appraisal report that’s credible—and it will be delivered on time.

Bill Altermatt, SRA

What Our Clients In Wauseon, OH Say About Our Home Appraisal Services

Downtown Toledo Skyline, at dusk
Toledo skyline on the Maumee River at twilight

Driven By Integrity

In a fluctuating market, our values remain constant — Honest, Fair, and Credible.

Rising Above

Bill Altermatt is an SRA designated member of the Appraisal Institute. Of the nearly 3000 credentialed appraisers in Ohio, less than 100 hold this designation.

Beyond The Basics

With over 19 years in the field, we see nuances others might miss, ensuring your property’s true value shines.

Downtown Toledo Skyline, at dusk
Toledo skyline on the Maumee River at twilight

Frequently Asked Questions

What is the process of an appraisal?

The process of a real estate appraisal begins with the appraiser accepting an assignment and defining the scope of work, whether it's for buying, selling, or refinancing a property. Next, the appraiser conducts a site observation of the property, examining its size, condition, and features. They analyze the market to determine current inventory and market trends. Next, they will research the market for recent sales of similar homes in the area, known as 'comparable sales'. Using this information, the appraiser applies specialized methods, like the Sales Comparison Approach, to support the appraised value. These findings are compiled into a detailed appraisal report, providing a professional valuation of the property.

Why should I get an appraisal?

Getting a real estate appraisal is essential for several key reasons. Firstly, it provides an accurate estimate of your property's value, crucial for fair pricing in sales or refinancing. Appraisals that are conducted by professional appraisers offer unbiased valuations, ensuring you don't overpay or undersell. They are also vital for tax assessments, helping avoid overpayment on property taxes. Additionally, appraisals are important in legal matters, like divorces or estate settlements, where precise property values are needed. Lastly, appraisals can guide home improvement decisions, indicating areas that increase your property's market value. In summary, appraisals are fundamental for informed and equitable real estate decisions.

Why do some appraisers charge less than others?

Not all appraisers are the same. The skill and training of an appraiser greatly impacts the quality of their reports. Some appraisers, especially those not properly trained, lack the expertise to produce credible, accurate appraisals. This can lead to reports that don't truly reflect a property's value. Additionally, while some appraisers might offer services at a lower fee, this can be misleading. A low-cost appraisal that is inaccurate ends up being overpriced, as it doesn't provide the reliable information needed for sound real estate decisions. Therefore, choosing a qualified and experienced appraiser is crucial for obtaining a trustworthy property valuation.

What qualifies as a “residential” property?

Residential properties include single family homes, villas, condominiums, 2-4 unit multi-family dwellings, and vacant land.

Do we perform appraisals for banks and other lenders?

Yes, we perform appraisals for mortgage finance purposes. We are on the approved list for most banks, mortgage companies and credit unions. We are selective about which lender clients we work with. If you are a lender and would like to inquire about appraisal needs in the greater Toledo area, just give us a call. We welcome the conversation to see if we’re a good fit for each other.